Joseph F Stevens - Financial Adviser

As a Wealth Management Partner with True Potential Wealth Management, part of the highly-successful True Potential group of companies, I’m genuinely committed to delivering better value and choice for my clients.

With over 30 years experience as a Financial Adviser, I am extremely passionate about building long term relationships with all of my clients, founded on exceptional service, integrity and Professional Financial Planning Advice across the whole of West Lancashire.

In my experience, no two clients are the same and off the shelf solutions are very rarely suitable. Therefore I will seek to understand your personal financial objectives to ensure that I deliver a financial plan that is unique and appropriate to you.

I believe that it is essential to build a long lasting relationship with all of my clients focused around delivering a financial goal as a key objective.

For me, setting a goal is the single most important step in creating your financial plan; and that is why I will take the time to uncover the real reasons why you are saving and I will help you to produce a plan that meets your needs.

My goals based approach to financial planning takes account of your personal goals and time frames to achieve these goals as well as the level of risk you wish to take. I then blend all this information to create your personal strategy and financial road map.

I will spend a significant amount of time working with you on the value of our proposition and advise you on how much you need to invest in order to reach your goals.

I also work on the premise that there’s no point in recommending a strategy that I can’t explain easily or that my client’s won’t understand. That’s why I always present my advice in a simple and straightforward way.

Preserving and Growing Wealth through appropriate Investment Planning
Retirement Planning – Pensions – Income Drawdown
Mortgage Advice and Life Assurance
Family Life Assurance and Critical Illness Cover
Estate Planning

If you wish to benefit from our truly innovative approach to managing your wealth, please contact me and I will be delighted to arrange a no obligation initial consultation at no expense to yourself

Areas Served

  • North West England

Joseph F Stevens - Financial Adviser

Joseph F Stevens - Financial Adviser

As a Wealth Management Partner with True Potential Wealth Management, part of the highly-successful True Potential group of companies, I’m genuinely committed to delivering better value and choice for my clients.

With over 30 years experience as a Financial Adviser, I am extremely passionate about building long term relationships with all of my clients, founded on exceptional service, integrity and Professional Financial Planning Advice across the whole of West Lancashire.

In my experience, no two clients are the same and off the shelf solutions are very rarely suitable. Therefore I will seek to understand your personal financial objectives to ensure that I deliver a financial plan that is unique and appropriate to you.

I believe that it is essential to build a long lasting relationship with all of my clients focused around delivering a financial goal as a key objective.

For me, setting a goal is the single most important step in creating your financial plan; and that is why I will take the time to uncover the real reasons why you are saving and I will help you to produce a plan that meets your needs.

My goals based approach to financial planning takes account of your personal goals and time frames to achieve these goals as well as the level of risk you wish to take. I then blend all this information to create your personal strategy and financial road map.

I will spend a significant amount of time working with you on the value of our proposition and advise you on how much you need to invest in order to reach your goals.

I also work on the premise that there’s no point in recommending a strategy that I can’t explain easily or that my client’s won’t understand. That’s why I always present my advice in a simple and straightforward way.

Preserving and Growing Wealth through appropriate Investment Planning
Retirement Planning – Pensions – Income Drawdown
Mortgage Advice and Life Assurance
Family Life Assurance and Critical Illness Cover
Estate Planning

If you wish to benefit from our truly innovative approach to managing your wealth, please contact me and I will be delighted to arrange a no obligation initial consultation at no expense to yourself

Areas Served

  • North West England

Areas of Expertise

Investment Planning

Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.

True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.

As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.

Retirement Planning

Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.

Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.

In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.

Protection

Protecting you and your family from unforeseen circumstances is essential now, and in the years to come.  I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.

Mortgages & Borrowing

A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.

I offer clients the option to pay for mortgage advice by fee rather than commission.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Long-Term Care

As we are all living longer, planning for your later life to ensure you are comfortable is vital.  Long-term care provision can include looking after both your medical and non-medical needs, whether that’s at home, within a nursing home or an assisted living facility.

I can provide the specialist advice you need, explain your options and help develop your personal plan.

My clients say...

Joseph F Stevens - Financial Adviser

"after taking the initial pension investment options via the government Pension Wise facility I still needed to find an adviser who could be trusted to look after the funds for the future by giving the best unbiased options for me as the client. Doing this can be fraught with many difficulties or unknown complications. Joe has provided a level of outstanding service and advice particularly in respect to a clause within a section of my plan that could have been complicated and potentially causing an investment loss. Joe managed the above with great skill communicating the details in full at each stage, just as importantly always confirming quickly the progress made. I have no reservations whatsoever in recommending Joe to others who may be looking for an honest, reliably customer focused adviser who will provide sound options leading to secure investments."

My clients say...

Joseph F Stevens - Financial Adviser

"Joseph spends a lot of time understanding the individual client needs and tailoring the recommendations accordingly. He also demonstrates a multimedia approach allowing using internet based dashboard utilities, email and personal calls to provide a reassuring level of communication and visibility of investment activity. Strong communication and transparent processes where consistently applied; this, along with a high level of personal integrity, lead me to unreservedly recommend his services."

My clients say...

Joseph F Stevens - Financial Adviser

"Joseph has been my Financial Adviser for nearly 25 years now; and during that time he has always provided me with easy to understand advice towards my longer term investment planning. Joseph is very approachable and friendly with a good breath of knowledge and experience in his field. Joseph also provides face to face Portfolio Reviews with me every 6 month as well as providing me with regular updates. Joseph is meticulous in his approach to servicing his clients and I am extremely grateful for his on-going advice and service over the years. I would highly recommend Joseph to anyone searching for a trustworthy Financial Adviser. Thank you Joseph."

My clients say...

Joseph F Stevens - Financial Adviser

"Joseph contacted me very promptly and dealt with my enquiry extremely efficiently. During our first meeting, Joseph introduced himself to me providing me with the confidence that he is an experienced Financial Planner of many years; and he also clearly explained the 'Wealth Management Process' placing a great deal of emphasis on being able to understand my personal circumstances and financial needs going forward. Joseph explains everything without complication or jargon and his advice was presented with a professional yet very friendly approach. Joseph also places a great deal of importance on 'assured financial reviews' and I look forward to meeting with him every six months to be able to review my investment strategy."

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